Business Retirement Plans for Business Owners

The biggest contribution isn't automatically the best retirement plan.

For established business owners, the right retirement plan design coordinates your contribution goal with employee cost, cash flow, compensation, taxes, your retirement timeline, investment strategy and your eventual exit.

Start the Business Owner Opportunity Assessment™

Choosing a plan isn't choosing a product

Owner age, compensation, profitability, cash flow, employee census, desired owner contribution, employee cost, taxes, retirement timeline, investment risk and eventual exit are reviewed together.

Connected Wealth™

The strategy spectrum

Solo 401(k), SEP IRA, SIMPLE IRA, Traditional 401(k), Safe Harbor 401(k), Profit Sharing, and Cash Balance / Defined Benefit plans each enter the conversation at different stages, with tradeoffs to evaluate.

Questions owners ask along the way

What is the best retirement plan for a small-business owner?
I already max out my 401(k). What else can I do?
Which retirement plan lets me save the most without creating a problem for my business or employees?
Does a cash balance plan still make sense if I have employees?
How much can I contribute to retirement without the employee cost becoming too expensive?
Does the salary I pay myself affect how much I can contribute to retirement?
If I hire my first employee, what happens to my Solo 401(k)?
What happens to my company's retirement plan if I sell the business?

Business Owner Tax Blueprint™

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